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Mortgage Lending

IMAGE
Eric Hellkamp
Mortgage Loan Officer
NMLS ID# 597452

Office: 352 333-9778
Cell Phone: 352 538-4021
Fax: 352 333-9840
Send me an e-mail

Mailing Address:
7515 W University Avenue
Gainesville, FL 32607

Eric Hellkamp brings more than 10 years of lending expertise to TD Bank. His acquired knowledge of TD Bank's loan products position him to provide his customers with the high-level service they have come to expect. Eric originates a wide variety of mortgage products including Conventional fixed and adjustable rate, Jumbo, FHA and VA loans.

Eric has has lived in the Gainesville area since 1989 with his wife and two children. He is a veteran of the United States Navy, a graduate of the University of Florida as well as an affiliate member of GACAR (Gainesville and Alachua County Association of Realtors). Your first home. A vacation retreat. An investment property. Whatever the next big step, give Eric a call when you are ready to get started. He can help you get the right mortgage at the right price.

You can trust TD Bank to deliver a superior mortgage experience. Whether you’re purchasing or refinancing, we provide straightforward, easy-to-understand products and advice, allowing you to make smart borrowing decisions that meet your needs today and tomorrow.

We offer the convenience of Mortgage Rate Security1.

Plus, our Hassle-Free Mortgage Guarantee2 makes purchasing a home as smooth and worry-free as possible. You have our word.

  • Same-day loan decision or $500
  • On-time closing or $500

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Helpful Resource Center
Get the mortgage tools and information you need with our FAQs, calculators and glossary of terms.


1 Terms and Conditions: Modification fee is non-refundable. Modification does not change the original note term. Available on fixed rate and adjustable rate mortgages being modified to a fixed rate mortgage OR from an adjustable rate mortgage to the same type of adjustable rate mortgage, example: 5/1 arm to 5/1 arm. Modification not available for land loans, second mortgages, loans secured by investment properties, REMIC (Real Estate Mortgage Investment Conduit) loans, loans not serviced and owned by TD Bank, government or state housing authority loans, or loans with current principal balances under $10,000. Loan must not be delinquent at time of modification. Delinquent is defined as payment not received within 30 days of the payment due date. The modification rate is locked in at time the modification payment is provided. Once the modification process is started the only way to obtain a lower rate is to pay the modification fee. Terms subject to change at any time.

2 Guarantee does not apply to applications for pre-approval, refinance, home equity products, and loans in excess of $3,000,000. One $500 payment per individual guarantee. Guarantee is not valid if loan amount or product changes. Same-day decision and on-time closing guarantees subject to receipt of required information and documents. For purposes of the guarantee, "same-day" is within 24 hours of receipt of required information; excluding Saturday, Sunday and federal holidays. Closing date will be mutually agreed upon. Offer subject to change at any time.

Today's Featured Rates
Conventional
30 Year Fixed Rate
 Rate  APR  Points
 3.875%  3.935%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.250%  3.355%  0.000%
1 Year Adjustable Rate
 Rate  APR  Points
 2.300%  3.234%  0.000%
5 Year Adjustable Rate
 Rate  APR  Points
 2.800%  3.151%  0.000%
15 Year Adjustable Rate
 Rate  APR  Points
 3.750%  3.708%  0.000%
FHA
FHA 30 Year Fixed Rate
 Rate  APR  Points
 4.000%  4.651%  0.000%
FHA Low to Moderate 30 Year Fixed Rate
 Rate  APR  Points
 3.500%  4.136%  0.000%
Jumbo
30 Year Fixed Rate Jumbo
 Rate  APR  Points
 4.250%  4.276%  0.000%
15 Year Fixed Rate Jumbo
 Rate  APR  Points
 3.850%  3.896%  0.000%
1 Year Adjustable Rate Jumbo
 Rate  APR  Points
 2.550%  3.221%  0.000%
5 Year Adjustable Rate Jumbo
 Rate  APR  Points
 2.990%  3.184%  0.000%
15 Year Adjustable Rate Jumbo
 Rate  APR  Points
 4.000%  3.876%  0.000%


Additional programs available, please access our rate quote tab to view options.

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